Create
For Tomorrow.
Millions remain without protection or access to credit. EFGH is building the Finternet — connecting insurance, payments, and financial access into everyday life.
EFGH's Finternet Stack
We provide partners with the infrastructure to embed insurance, payments, and financial access into everyday journeys — empowering customers with protection when it matters most.
Embedded Insurance
Tailored insurance solutions embedded directly into everyday journeys, covering individuals, SMEs, and communities at scale.
Financial Rails
Powers global settlements through stablecoins, cards, and traditional financial rails.
EFGH Wallet
Localised wallets bridging fiat and crypto, with built-in rewards, loyalty, and yield-earning features across Web2 and Web3.
Acquisition Systems
Drives lead generation and distribution through white-label platforms, chatbots, and intelligent conversion tools.
Embedded Insurance
Tailored insurance solutions embedded directly into everyday journeys, covering individuals, SMEs, and communities at scale.
Financial Rails
Powers global settlements through stablecoins, cards, and traditional financial rails.
EFGH Wallet
Localised wallets bridging fiat and crypto, with built-in rewards, loyalty, and yield-earning features across Web2 and Web3.
Acquisition Systems
Drives lead generation and distribution through white-label platforms, chatbots, and intelligent conversion tools.
How Our Platform Works
Use one tool or combine them into a system — everything we build is designed to scale with your needs.
ConnectSure™
Embedded Insurance Infrastructure
ConnectSure™ is our embedded insurance system — designed to help insurers and platforms deliver protection without friction.
GAT™
(Growth Acquisition Tool) — In-House Growth & Lead Engine
GAT™ helps our partners acquire and retain users through a full-stack approach combining performance marketing, behavioural UX optimisation, and data-driven lead generation.
We'd love to show you how
GAT™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.
Looking for something more?
Our platform can be adapted to your ecosystem, industry, or market — so whether you're a bank, insurer, or marketplace, we can design the right solution with you.
Looking for something more?
Our platform can be adapted to your ecosystem, industry, or market — so whether you're a bank, insurer, or marketplace, we can design the right solution with you.
How It
All Comes Together
What happens when platforms and services come together
— complete embedded journeys designed for real impact.
Our Case Studies
Business Operating System for SMEs
SMEsure™
SMEsure™ is a single platform for SMEs to manage operations, unlock financing, and access protection — powered by ConnectSure™ and GAT™ live in Singapore.
We'd love to show you how
SMEsure™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.
We'd love to show you how
SMEsure™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.
We'd love to show you how
GAT™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.
Let's Build the
Finternet Together
Partner with us to embed protection, credit, and payments into everyday journeys — and create value for tomorrow.
If you serve users —
we help you create
more value per user.
Our role in building the finternet
Our Mission
We exist to empower the underinsured and underprivileged. By embedding protection, credit, and access into everyday journeys, we're building a fairer financial system — the Finternet.
Our Values
Trust built in. Value at scale. Inclusion by design. These are the principles that guide how we build, partner, and grow.
Our Reach
From Singapore to Zimbabwe, Ghana to Indonesia, we work with insurers, platforms, and governments across Asia and Africa — connecting markets into one Finternet.
Our Mission
We exist to empower the underinsured and underprivileged. By embedding protection, credit, and access into everyday journeys, we're building a fairer financial system — the Finternet.
Our Values
Trust built in. Value at scale. Inclusion by design. These are the principles that guide how we build, partner, and grow.
Our Reach
From Singapore to Zimbabwe, Ghana to Indonesia, we work with insurers, platforms, and governments across Asia and Africa — connecting markets into one Finternet.
Where We Operate
We're on the ground in the markets that matter most to us
— with local teams, regulatory experience, and
operational capacity to scale fast.
Headlines & Insights
Embedded Finance
The Digital Asset Treasury (DAT): From Niche Strategy to New Asset Class?
Explore how Digital Asset Treasury (DAT) firms reshape corporate finance, blending crypto strategy with treasury innovation and global capital markets.
Embedded Finance
Beyond the Hype: Charting the Multi-Decade Journey of Tokenizing Everything
We are standing at the precipice of a seismic shift in finance. The conversation is no longer if real-world assets will be tokenized, but how this multi-trillion dollar transformation will unfold. This isn't a single event; it's a deliberate, phased revolution that is already in motion.
Global Insights
Embedded Finance in Africa: Unlocking Financial Inclusion and Economic Growth
Learn how embedded finance is transforming Africa by bringing financial services to the unbanked, driving economic growth, mobile technology, and key sectors.
Let's Build Something
Meaningful Together
Whether you're creating new digital pathways for your business or aligning with our mission to empower communities.
Let's make it intentional, valuable, and scalable.
Something Bigger in Mind?
For Investors
Discover how we're building scalable
infrastructure to power embedded
economies in emerging markets.
Get the Deck.
Understand the Impact.
Submit your contact to receive our investor deck.
For Potential Partners
Have users?
Let's work together to embed
real value into every interaction.
For Talents
Be part of a team creating meaningful
infrastructure for high-growth,
high-impact markets.
Discover how we're building scalable infrastructure to power embedded economies in emerging markets.
Get the Deck.
Understand the Impact.
Submit your contact to receive our investor deck.