Building the Finternet Across Asia and Africa
Millions remain without protection or access to credit. EFGH is building the Finternet — connecting insurance, payments, and financial access into everyday life.
EFGH's Finternet Stack
We provide partners with the infrastructure to embed insurance, payments, and financial access into everyday journeys — empowering customers with protection when it matters most.

Embedded Insurance
Tailored insurance solutions embedded directly into everyday journeys, covering individuals, SMEs, and communities at scale.

Financial Rails
Powers global settlements through stablecoins, cards, and traditional financial rails.

EFGH Wallet
Localised wallets bridging fiat and crypto, with built-in rewards, loyalty, and yield-earning features across Web2 and Web3.

Acquisition Systems
Drives lead generation and distribution through white-label platforms, chatbots, and intelligent conversion tools.
Embedded Insurance
Tailored insurance solutions embedded directly into everyday journeys, covering individuals, SMEs, and communities at scale.

Financial Rails
Powers global settlements through stablecoins, cards, and traditional financial rails.

EFGH Wallet
Localised wallets bridging fiat and crypto, with built-in rewards, loyalty, and yield-earning features across Web2 and Web3.

Acquisition Systems
Drives lead generation and distribution through white-label platforms, chatbots, and intelligent conversion tools.

How Our Embedded Finance Platform Works
Use one tool or combine them into a system — everything we build is designed to scale with your needs.
ConnectSure™ — Embedded Insurance Middleware
Embedded Insurance Infrastructure
ConnectSure™ is our embedded insurance system — designed to help insurers and platforms deliver protection without friction.

GAT™ — In-House Growth Engine for Performance Marketing and Lead Generation
(Growth Acquisition Tool) — In-House Growth & Lead Engine
GAT™ helps our partners acquire and retain users through a full-stack approach combining performance marketing, behavioural UX optimisation, and data-driven lead generation.
We'd love to show you how
GAT™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.

Looking for something more?
Our platform can be adapted to your ecosystem, industry, or market — so whether you're a bank, insurer, or marketplace, we can design the right solution with you.

Looking for something more?
Our platform can be adapted to your ecosystem, industry, or market — so whether you're a bank, insurer, or marketplace, we can design the right solution with you.

How
EFGH's Infrastructure Comes Together
What happens when platforms and services come together
— complete embedded journeys designed for real impact.
Embedded Finance Case Studies

Business Operating System for SMEs
SMEsure™
SMEsure™ is a single platform for SMEs to manage operations, unlock financing, and access protection — powered by ConnectSure™ and GAT™ live in Singapore.
We'd love to show you how
SMEsure™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.
We'd love to show you how
SMEsure™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.
We'd love to show you how
GAT™ works.
Tell us a bit about your business and we'll customise a
walkthrough just for you.
Build the Finternet
With EFGH
Partner with us to embed protection, credit, and payments into everyday journeys — and create value for tomorrow.
Our Partners across
Asia and Africa




































































































Our role in building the finternet
Our Mission
We exist to empower the underinsured and underprivileged. By embedding protection, credit, and access into everyday journeys, we're building a fairer financial system — the Finternet.
Our Values
Trust built in. Value at scale. Inclusion by design. These are the principles that guide how we build, partner, and grow.
Our Reach
From Singapore to Zimbabwe, Ghana to Indonesia, we work with insurers, platforms, and governments across Asia and Africa — connecting markets into one Finternet.
Our Mission
We exist to empower the underinsured and underprivileged. By embedding protection, credit, and access into everyday journeys, we're building a fairer financial system — the Finternet.
Our Values
Trust built in. Value at scale. Inclusion by design. These are the principles that guide how we build, partner, and grow.
Our Reach
From Singapore to Zimbabwe, Ghana to Indonesia, we work with insurers, platforms, and governments across Asia and Africa — connecting markets into one Finternet.
Where EFGH Operates
Across Asia and Africa
We're on the ground in the markets that matter most to us
— with local teams, regulatory experience, and
operational capacity to scale fast.
Headlines & Insights
From EFGH

EFGH signs a three-year title sponsorship for Tour de France Singapore Criterium
Sprint stars Jasper Philipsen and Biniam Girmay, the first riders announced for the 2026 edition, to be held on 7 and 8 November 2026.

The Straits Times
Tour de France EFGH Singapore Criterium aims to meet demand for amateur rides with more categories
May 19, 2026
Business Times Singapore
Vietnam signals a ‘Finternet’ dawn for Asean
May 15, 2026
Let's Build Something
Meaningful Together
Whether you're creating new digital pathways for your business or aligning with our mission to empower communities.
Let's make it intentional, valuable, and scalable.
Partner with EFGH
For Investors
Discover how we're building scalable
infrastructure to power embedded
economies in emerging markets.
Get the Deck.
Understand the Impact.
Submit your contact to receive our investor deck.
For Potential Partners
Have users?
Let's work together to embed
real value into every interaction.
For Talents
Be part of a team creating meaningful
infrastructure for high-growth,
high-impact markets.
Discover how we're building scalable infrastructure to power embedded economies in emerging markets.
Get the Deck.
Understand the Impact.
Submit your contact to receive our investor deck.



