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EFGH Appoints Andrew Nkolola as Country Head, Zambia

Meet Andrew Nkolola, Country Head for Zambia, with 16+ years of experience in life insurance, mobile payments, and digital microinsurance across the Zambian market.

EFGH Appoints Andrew Nkolola as Country Head, Zambia
January 30, 2026

Andrew is a hands-on insurance operator with over 16 years of experience across mobile payments and life insurance in Zambia. As former Chief Executive Officer of aYo Zambia, the MTN–Sanlam joint venture, he helped take digital microinsurance from concept to nationwide scale. He has also held senior roles at Innovate Life Assurance, ZSIC Life and African Life Assurance.

At EFGH, Andrew focuses on execution on the ground, turning partnerships into working, scalable insurance solutions.

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