Leadership Voices
Perspectives From
The Frontlines
Building infrastructure requires long term thinking.
Through articles, interviews and events, EFGH's leaders share ideas on financial inclusion, digital assets and the future of connected markets.

Dennis Ng, Founder, Executive Chairman & Group Chief Executive Officer

Why EFGH’s HIVE Purchase Is a Bet on Insurance in the AI Age
Dennis Ng explains why EFGH's acquisition of HIVE is a bet on AI, embedded insurance and the future of financial protection.

The Unlikely Story of a Two-Year-Old Singapore Start-Up Tapping New York Stock Exchange Listing to Build Financial Infrastructure for the World's Underserved.
From a Whampoa childhood to the NYSE. EFGH Founder Dennis Ng shares how the 2-year-old startup is building financial infrastructure for the underserved.

The next AI bottleneck is not intelligence. It is liability.
Intelligence isn't the barrier to AI scaling—accountability is. Dennis Ng explains how EFGH and QuikBot are embedding real-time protection into robotics.

Why Africa trusts the Singapore Brand
A reflection on why African nations deeply trust the Singapore brand, from governance and transparency to reliability, respect and long-term partnership.

When the Rain Came, We Rode On
From torrential rain to triumphant rides, EFGH’s debut as title sponsor of the Tour de France Singapore Criterium 2025 was a celebration of faith, teamwork and belief in building the Finternet, rain or shine.

Why Water Networks Will Shape Africa’s Financial Future
EFGH and REGIDESO launch a transformative partnership in the DRC, using the country’s national water network to drive digital payments, financial inclusion, and community empowerment across millions of households.

Eric Mboma, Co-Founder & Co-Chief Executive Officer - Africa

Africa’s Destiny, Congo’s Agency
As China expands its infrastructure footprint across sub-Saharan Africa, countries like the DRC face a choice: repeat cycles of dependency or assert agency. This article explores how local leadership, enforceable agreements, skills development, and strategic governance can transform resources into lasting sovereignty.

Banking the Unbanked 2.0: The Next Frontier of Financial Inclusion
From Latin America’s Nubank to Africa’s M-Pesa, a quiet revolution is transforming how people save, borrow and insure. Discover how digital innovation and human trust are redefining financial inclusion across the developing world.

Sonny Tran, Chief Executive Officer - Vietnam
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